Hoping for a better year
Part of our year end cleaning in the house is to sum up our household book which means to review what are the things we spend a lot of and the things we made some savings. Last year we had much bills on telephone and so this year we are availing the cheapest phone line in town. What we had save a lot are on medical insurance, and travel insurance. It really help us and really worth it. This year we need to do a little more and intelligent budgeting and spending since we plan to move to a new house of our own. Hope we can since life now a days is getting more and more difficult.



