The risk of lending money.

There are times when the person you least expect to betray you happens to be the very person who will do it to you.

Get my drift?

Well, a friend of mine did that to me. It was almost a year ago when he talked to me, asking to borrow money. I normally don’t allow this but since he was a very close friend of mine, I lent him some. Well, I should have just told him to go and apply for a loan or cash advance rather than lend him the money myself. It will be a year by end-June and I haven’t heard from him since. I was hurt, to say the least. But well, I took the risk and I just have to suffer the consequence.

I suggest that instead of borrowing money from family or friends, there is a cash advance facility available for a person. Impersonal yet very helpful. Try that first before anything else.

Space-saver work nook

work nook

Don’t you just love this idea of a work nook that can save you space especially if you are living in a condominium unit? This is perfect for those who are working from home like me, who needs even a small space we can call our office. I just love this simple and clutter-free desk idea I found online!

I think I will put this into use in my corner to avoid the temptation of putting too many stuff on my desk.

What Should I Do To Make My Blog Profitable?

Now that more and more people are realizing that they can blog for money, individuals across the globe want to learn more about how they can make the enterprise as profitable as possible. If you’re attempting to run a blog which functions as your primary source of income, it’s important to know that you can realize this financial goal. Make it happen by utilizing some or all of the following blog strategies:

1. Host Webinars To Advertise Your Brand.

One great way to make your blog profitable is to host webinars to advertise your brand. Webinars are basically presentations that involve the dissemination of information regarding the purpose and value of your goods and services. You can use webinars for many purposes, such as the promotion of an eBook you’ve been advertising on the blog or to help you get connected to like-minded people who could eventually become business partners. To make the most of this strategy, consider the value of attaining professional Powerpoint slide designs services from a company like eSlide.

2. Optimize Connectivity.

One of the best ways to ensure that your blog becomes as profitable as possible is to optimize connectivity with your prospective clients. Connectivity is all about sustaining meaningful communication that promotes the relationship-building process. The end result of enhanced connectivity is accelerated brand recognition and heightened conversion. Luckily, there are several ways that you can heighten connectivity with prospective clients. One is providing them with the opportunity to subscribe to an e-newsletter. You can also connect with them through social media channels like Facebook and Twitter. Also consider the value of periodically writing Q & A style blogs that enable your audience to ask questions and have them personally answered by you.

3. Develop Substantive Content.

While this strategy seems simple and obvious, it’s important to know that many bloggers don’t take advantage of it. And typically, they don’t see the amazing conversion rates they want. To really connect and convert your target audience through your blog, the posts that appear on your domain need to be substantive. More specifically, they need to be packed with information that is relevant to your target market. For this reason, make a point to ensure that each and every post you produce is absolutely amazing. There are many ways you can make it happen, such as by packing in a lot of valuable data through infographics or bulleted lists.


If you’re serious about blogging for bucks, this article is for you. Utilize the marketing techniques outlined here to ensure that your blog becomes a financial success for you!

How come?

How come when you have so many cash lying around, you don’t know what to buy. But when you don’t have any excess funds with you, you find so many stuff you want to hoard!

I recently found out that there are so many cute trinkets and other fancy schmancy stuff in a novelty shop I frequent. I also discovered last week a new shop that carries so many cute stuff I like. Last weekend, I felt like taking my sisters to this buffet/eat-all-you-can restaurant that my friend took me to on her birthday. I found a way to easily buy books abroad without the staggering shipping costs and delay in shipment but I don’t have enough to pay for it.


How come I see so many things I like but I don’t have enough to finance all of it!!!


Home Renovation: Mistakes to Avoid

Renovating your home not only improves the overall appearance of your house but it also increases its value. Unfortunately, renovation mistakes are not uncommon, especially for novice home renovators. Thankfully, the following tips will help you avoid renovation mistakes that can actually lower your home’s value and ruin your budget.

Improper Cabinet Measuring
Mismeasuring your kitchen cabinets is one of the most costliest mistakes that a homeowner can make during a home renovation. Too often, people will purchase and have installed cabinets to only find out that their fridge just doesn’t fit. The best way to prevent this from happening is to measure and remeasure several times.

Choosing the Less Expensive Contractor
Just because the bid is low, doesn’t mean it will be the best job. In fact, you often get what you pay for and choosing the contractor with the lowest bid could mean you end up with a shoddy job that will cost twice as much to fix. You should get written estimates from at least three contractors. You can even get a free quote today just by filling out a simple form.

A Budget that is too Low
Surprises that pop up during a home renovation are not uncommon. For example, you’re replacing the backsplash and accidently damage the wall, which will require drywall replacement, During the replacement you find dangerous electrical issues that you need to immediately deal with, which will throw off you budget. Because of this, you should set aside about 15-percent of your total budget to help cover any unexpected expenses that could arise during the renovation.

Going for Granite and Nothing Else
While granite countertops are a popular option, it isn’t the only one out there, nor is it always the best choice. In fact, choosing something other than granite can save you a lot of money while still improving the look of your kitchen. Plate steel, nice laminate and butcher block, for example, are some other less expensive options.

Not Budging on Hardwood Floors
Like granite countertops, hardwood floors may be the most popular option but they aren’t always the best one. Hardwood floors can get damaged very quickly by kids and pets’ nails. A better, more durable and less expensive option is to go with single-board laminate which gives you the same high end look as real hardwood floors. You should also order extra flooring as well. Flooring are prone to breakage and cuts during installation, and you should purchase about 20-percent extra to account for this.

Do you love your job?

There are a number of things I’ve learned over the past few years that I keep in mind and remind my love ones of. One of those things is the following…


Confucius said that if you enjoy what you are doing, it stops being a job, a chore, a responsibility. What you enjoy doing becomes a normal part of your daily routine, your life. I do believe that.

You know when I was still in high school, I wanted to become a journalist. I am not a great writer but I love writing with a passion! I knew then that if I could get the proper education, I would be fairly decent in my writing skills. My mom had other plans for my future. She told me that it would be better for me to take up Accountancy. She said that there would be more jobs waiting for me if I become an Accountant. She’s right! I got a lot of job offers even before I graduated. I was able to start as soon as I passed the board exams. I forgot that I wanted to become a journalist for a while because I learned to love my profession.

But you know what? My love for writing was not diminished. It is still here even though I am writing numbers more than words. I am still an accountant but I went back to my first love which is writing. I realized that there are just some things in life that can make you happy even though you are not getting as much financially as you want to. That’s writing for me. I love it so much that it doesn’t feel like work even when I am spending hours and hours laboring over a paper. I also felt this way in doing accounting work but maybe because it wasn’t really my first love, it diminished over time.

Do you love your job? This is a simple test that you can do to know for sure. Spend more than eight hours doing your job and if you are not smiling anymore by the end of the day, you better find something else to do. Or stop and look into yourself if what you’re doing is still worth it.

Breathe success!


Once upon a time, when I was still a greenhorn, I equated success to how high one’s compensation package is and how lofty the title he/she holds in a corporation. Success meant having a license one can boast of and being well-respected in the industry one is a part of. I once dreamt of being that successful, you know. Until a loved one passed away.

I realized then that success is a matter of perspective. I can stay at home and still breathe success every single day. I need not be the CEO or President of a company just to be able to say I am successful in my career. I need not earn a hundred grand or more just to feel like I’ve been a success. I can still earn an average income and still be a success because I am living a happy life. There is a sense of achievement in being able to provide for the family. There is a sense of achievement also in working hard every single day no matter what position you are holding just as long as you are able to deliver what is expected of you.

Breathe success no matter where you are! A stay-at-home mom is still a huge success seeing as to how she takes care of everyone at home and still have time for herself and others. It doesn’t matter if you are a lowly rank and file employee, or an online worker like me. Breathe success and you will be no matter where you are!

Top global events for 2016

Now that the internet has meant that it’s easier than ever to catch up with some great sporting and entertainment events no matter where you are in the world, it seems like a good time to take a look ahead to the rest of 2016 to see what we can look forward to.


So from tours and albums from top music stars, to sporting events that attract millions of fans and online betting sites, here’s a rundown of some massive attractions in 2016.

Entertainment offerings

One music star truly dominated 2015 and that was Adele. And fans finally get chance to see her in the flesh as she is set to embark on a world tour that has already sold out in mere minutes. However, there are many other music stars who are set to try and seize Adele’s musical crown as both Kanye West and Beyonce have albums in the pipeline that could dominate the charts in 2016.

In the world of TV, the Walking Dead looks to provide another dose of zombies and gore when the series returns in February. Whereas movie fans can look forward to an epic showdown between two comic book titans when Batman V Superman: Dawn of Justice hits cinema screens in March.

Sporting highlights

Once the Super Bowl is out of the way, many European sports fans will undoubtedly be looking forward to June 10 when the Euro 16 soccer competition kicks off in France. This sees a month-long competition of footballing excellence, with sites such as Betway proving themselves to be top of the best online betting sites list thanks to their comprehensive coverage of all of the major sporting events in 2016.

But it looks to be a bumper sporting summer as the Olympic Games arrives in Brazil on August 5. There have already been 220,000 tickets sold for this massive athletics event, and all eyes will be on the 100m mens sprint event as it could prove to be Usain Bolt’s most iconic moment yet.

Major global events

November 8 sees the arrival of the long-awaited US presidential election. Although the run-up has rarely been away from our TV screens, the contenders are all expected to get a lot more vocal and controversial as the main event approaches. And many will be watching Donald Trump to see if he could provide the biggest upset to hit American politics in decades.

So from athletics and football events that cause consternation to fans and betting sites alike, to musicians who can unite the world under one song, it looks like 2016 is truly going to be a year to remember.

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