Being Informed Pays

More and more people are becoming wise about their money and the economy. People are opening their eyes to what’s really going on. No longer are people looking towards working a nine-to-five with hopes of saving money for retirement. They realize they’ll need to steadily bring in an income to make it in the future. People are starting to listen to the few financial leaders who are worth listening to. They’re explaining why the old model of saving for retirement no longer works. There are some who are trying to change the current economy and make it better so that people can retire when they’re older.

Financial leaders are speaking out about how to raise cash flow. Saving up for retirement no longer works because the rate of inflation is too high. Whatever money that is saved today won’t go as far in years to come. For instance, $20 could buy half a cart of food in the early 90’s; however, this amount may buy a gallon of milk, pork chops, cheese and bread. It doesn’t make sense to save money that won’t go as far in the future. This is why financial leaders are telling people that they need to bring in a constant source of cash well into retirement.

There are leaders who are helping to make a difference in the economy. For instance, John Hailer is helping to increase jobs and regularly speaks out to educate the public. People need to know that they have greater job security when they place that security in becoming educated. It literally pays for people to become informed about the field they work in and the economy at large.

There are different ways people can become informed. People need to check the news. Several aspects affect the global economy. Few people realize that each country’s economy relies on the global economy at large. Debt is constantly changing hands. This debt may come in the form of mortgages, credit cards or the debt that a country has. This debt passes from one individual, business or country to someone else. Instances like countries in Europe bailing out Greece from its debt means that those countries assumed that debt. It’s important to understand this aspect to understand the global economy and potential problems down the line. People can also become informed by paying attention to the stock market.

People owe it to themselves to become informed. There are business classes and other types of classes available. Even while people are working at their day jobs, continuing education is wise. In addition, people can get into investing their money to increase their wealth. As the economy continues to change, people should become informed as soon as possible.

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Wake-up call

I lost my passwords 🙁

I clean up every time I log out of my browser. I delete the cookies and everything except the saved passwords. My sister used the computer to update her blog and what do you know! She deleted all saved passwords! Good thing I listed some passwords down but only the newer sites I’ve been accessing. The rest I let the password manager remember for me.

Oh well, it’s a wake up call for me to start listing down ALL web sites, usernames, passwords and what-have-yous so I have a back-up.

Happy mid-week everyone!

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eCommerce Tools Necessary for Every Online Store

In order to successfully operate an online market, there are certain eCommerce marketing tools that are an absolute necessities. These tools can help you attract customers, rise above the competition and encourage new visitors to become returning customers.

Email Marketing

Despite the reports that email marketing is no longer a viable way to garner customers, the fact is that email has a return on investment of around 4,300 percent, according to the Direct Marketing Association. As many as 70 percent of people say that they use coupons or discounts that are sent to them via email and that getting special offers is the reason they subscribe to email lists. Sending emails on your own as a business owner can be a tedious process, which is why there are many email marketing tools available that can help you with the process.

Website Optimization

Today, getting people to visit your page is more than just filling your content with keywords. In fact, keyword stuffing will actually hurt your website ranking in search engines. Instead, you want to optimize your website in the best way possible so that search engines like Bing, Yahoo and Google can find it. Your website should contain well-written, grammatically correct copy as well as other features that search engines are finding useful for consumers. Therefore, consider having a professional review your website to be sure that it is optimized to meet the needs of today’s search engine algorithms. In addition, it is important to remember that these algorithms change, so be prepared to update your website often.

Social Media Links

One of the most important tools any business must have for successful ecommerce in today’s online world is a social media presence. Not only must you have an account of your own on Facebook, YouTube, LinkedIn or Twitter, but you should also allow your customers to share your company information through their social media accounts. Look at social media as electronic word-of-mouth. Consumers tend to trust products that are recommended by their friends and family. When a customer shares your company information on social media, it is as if they are recommending your company to a close friend or relative.

These marketing tools are critical to the success of any company who is selling goods or products online. Although there are many other tools available to online businesses, these three can help you grow your business more quickly and with less effort than other things you may do to promote your online company.

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Finding Small Ways To Reduce Your Energy Consumption

You have heard it before and you are likely to hear it again: conservation of energy is necessary for our world to continue on as it has been. The fact of the matter is that we will one day run out of non renewable energy sources and we will be forced to find other ways to live the lives we are accustomed to. As an individual, you may think that there is little that you can do but that could not be further from the truth. You can do a lot by doing very little. Small changes can make a big impact, especially if everyone does a little bit to contribute.

Where Can You Cut Down on Your Energy Consumption?

You may think that you are doing all you can do by simply using the energy you pay for but that is false. There are small changes you can make in your home that can help reduce your use of energy. An added bonus for this is that you will be able to cut down on your energy bill. Everyone likes that idea, right? So where can you make these small changes? It is quite easy, actually. First, you will want to ensure that you only use energy in the area of the house that you are occupying. What we mean by that is that you should turn off lights in other rooms if you are not using them. This makes a big difference.

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5 Core Topics

I have decided that moving forward, there will be 5 Core Topics here in


This core topic will include articles on jobs, career, and work. There will be personal input on working at home and being a freelance accountant from time to time. I will also publish stuff related to real estate, small businesses, franchising, the economy, and any business-related news that I feel will have a huge impact on blogging and being self-employed.

Money and Finance

Since I am a licensed accountant, this core topic will include articles on accounting, taxation, financing, mortgages and loans, credit reports and debts, banking, foreign exchange and currency, insurance, investments, and any finance-related news.

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Wedding Video Editing Tips Revealed

There are certain things to take into consideration when editing a video. However, sorting out the footage of someone’s big day is a huge responsibility and as such there are a few other more specific factors to take into account.

We take a look at the different considerations you will need to bear in mind.

Decide on a theme

Before embarking on the video-making process itself, be sure to create a meaningful theme to surround your wedding film. For some great ideas, check out Strictly Tables and Chairs’ wedding theme ideas.


First and foremost, it is important to start the footage with a compelling and attention-grabbing introduction. This applies with a lot of video editing, but for a wedding, you want to be sure that you have an especially great introduction to get the video off to the perfect start.

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Financial Planning: Umbrella or Limited Status for your Company

As a start-up, one of the first things you need to decide is whether you should trade as a limited company or use the services of an umbrella company. You aren’t an accountant, so you’ll be forgiven if you feel overwhelmed by such a decision.

In the following paragraphs we’ll breakdown the key benefits of both options to help paint a clearer picture as to whether you should be limited or umbrella company. It is important that you seek the advice of an accountant before making a final decision.

The key differences between umbrella and limited
Both options are extremely different from one another, so it is vital that you understand the key advantages and disadvantages of both options before you are able to make a decision.

Limited Company
In a nutshell, the limited company route will see you incorporate your own limited company and become the director. You’ll be in charge of invoicing and the day to day running of the business (with the help of your accountant) and it is the most tax efficient way of trading, seeing you typically take home around 75% to 80% of your gross earnings.

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