Brain Wave – Page 34 – Sasha Says…

Getting Through The Financial Slump

January 31, 2020 No Comments

If you’re currently experiencing financial difficulties, it should be noted that you are not alone. Sadly, the knowledge that others are in a similar situation offers very little comfort. Your only focus lies with finding a way out of the predicament. The financial situation may feel a little dark right now, but there is light at the end o the tunnel.

Here are five potential answers to your financial prayers.

1| Relinquish Assets

If you are currently facing debt or a cash flow problem, it may be necessary to think about selling some items to raise funds. In severe cases, downsizing your property or downgrading your car can work. However, most people find that selling old clothes, electronics, and furniture can generate a few grand in next to no time. The use of online selling portals makes it easier than ever, although garage sales and pawn shops are still available too. Either way, as a one-off solution, this can be your saviour.

2| Reduce Outgoings

Cutbacks can be made in various aspects of your life. Whether used as a temporary measure or a route to improved financial management, now is the time to act. Trimming the fat from broadband packages and energy bills is a great starting point. Quitting cigarettes or expensive habits that do not add value to your life can be a smart approach too. When you spend less money per month, you should see a positive impact right away. Your savings grow and the pressures are lifted from your shoulders.

3| Gain A Business Sales Boost

If you manage a small business, taking it to the next level can be an ideal way to take your earnings to another level. Online retailers can consider using a pop-up store to complement their existing sales. Meanwhile, offering discounts to loyal customers can generate extra sales. If the profit margins per item or service are a little smaller, increasing the volume is the ideal solution. The short-term rewards are often followed by long-term stability and growth too.

4| Invest

Investments are an ideal way to grow your capital at a far quicker rate than most savings accounts will provide. When you purchase Ethereum in a convenient manner with real-time trading options, you maintain a lot of control. This is far better than working with traditional investments where you have to wait patiently to see what happens. The instant nature, along with immediate money transfers puts you in a flexible position. As long as you use this in a responsible way, success is assured.

5| Consolidate

Sometimes in life, it’s necessary to take one step back before moving in the right direction once more. The idea of consolidating your debts, via borrowing or greater organisation, can work wonders. It can clear some of the high-interest payments while also making the repayment plans far easier to maintain. This is your opportunity to reset the clock and start again. While it doesn’t change your finances, it puts them in a more positive position. From a mindset perspective, it can make all the difference.

Brain Wave, Family and Home living, Life in general

Keeping Loved Ones Close to Your Heart.

January 31, 2020 No Comments

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Even when your nearest and dearest are alive and well, it’s perfectly normal to have momento’s and pictures of them scattered around your home.

The sepia photo of aged Grandparents, and some kind of reminder of their cherished lives brings comfort to many, either when they live miles apart, or even if they live just around the corner.

Those school photos of gap toothed children and Grandchildren make you smile every time you look at them, and serve as a kind of growth chart. One year they had no front teeth, the next those gaps were filled. Faces filled out and they matured year on year.

And what about our animals. Indeed some people have more pictures of their animals than they do of their human relatives.

Yes we all like to keep relatives, and animals we love, close to our hearts, simply because they are so much a part of our family,history and heritage.

But what can we do when those same beloved people and pets are no longer with us, when they pass away through illness or natural causes, and we can’t reach out and touch them every day, how can we maintain some kind of closeness to them.

We will all lose a loved one at some point in our lives, and everyone has their own way of grieving. But to help bring comfort and closure, it is definitely wise to hold some kind of service to celebrate the deceased’s life, and for the mourners to gain some closure.

After death, the deceased can be buried in the graveyard attached to a church. A memorials.com stone can be erected with a small tribute engraved on it. This can be a comfort to relatives as they have a specific place to visit and to spend some time in reflection.

Some return to the grave often, taking flowers and chatting quietly to their loved ones. It’s a place to be peaceful and respectful.

For others, after a memorial service, a cremation takes place. Cremation is sometimes the only option depending on your faith and belief. After the cremation, the deceased person’s ashes can be returned to their families for safe keeping, or to be scattered in a special place at some time in the future. This could be in the sea, or somewhere that the family had enjoyed happy times together, and this then becomes the place that they can visit on the anniversary of a loved one’s death, to remember and reflect.

More and more people are now opting to preserve some of the ashes in some kind of casket which can be kept somewhere safe at home, so that the bereaved feels some kind of closeness.

For those that want to keep a permanent reminder necklaces and rings can now be made to contain a small amount of the loved one’s ashes, so that they can wear them on their body all the time.

There is no right or wrong way to deal with bereavement and preserving the ashes of a loved one is a very personal thing. But with so much choice available now, hopefully you can find the perfect solution for you which brings you comfort and solace.

Brain Wave, Health and medicine

Navigating the Healthcare System

January 28, 2020 No Comments

When you’re ill or have a health problem, the last thing you want is for anything to make it worse. However, trying to deal with the healthcare system can only add to your problems. Navigating the healthcare system often takes a lot of work, from trying to find the right provider to dealing with insurance and even having to stay in hospital. If you want to be able to navigate the system better, try these tips.

Find the Right Provider

A good healthcare provider will be able to meet your needs at all times. They will keep you in the loop, and ensure you always know your options. However, finding the right provider can be tough. It’s important to take your time when trying to find the best healthcare provider for your needs.

Understand Your Options

It can be confusing when a medical professional is explaining something to you. Being unwell is often frightening, and making big decisions doesn’t come easily to everyone. You should be sure you have medical staff who take the time to explain your options to you but also do your own research to find out more.

Brain Wave, Life in general

Taking to the Roads as a New Driver

January 16, 2020 No Comments

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There are all sorts of perks that come hand in hand with being able to drive a car. Of course, most people can get by without them. Public transport options and transport links are always improving and, when it comes down to it, they are actually a much better option for the environment and can prove significantly cheaper than driving a car. But if you’re looking for ease, convenience, and comfort, a car is likely to be your best option. When you have a car, you have privacy. You don’t have to deal with others and their noise. You are comfortable – you can control the temperature to suit your personal preferences. You are also able to go exactly from wherever you may be to your destination. You don’t have to settle for the nearest stop and walk. So, if you’re planning on making your way into driving, here are a few steps that you should follow to successfully take to the roads as a new driver!

Taking Driving Lessons

To take to the roads, you’re going to have to have a driving licence. To get a licence, you’re going to have to have some sort of lessons. Driving isn’t an ability that comes naturally to people – it must be learnt. So, do your research, find a good instructor and book in some lessons. Sure, they may not be particularly cheap. But this is a life long skill that you will be investing in!

Being Prepared for Incidents

Of course, nobody wants to find themselves involved in a road accident. But every time you get behind the wheel of a car, it’s a risk that you take on. No matter how good a driver you may be, you also have to remember there are other people on the roads and they might not be as careful or precautious as you. This is why it’s absolutely essential that you’re fully prepared for any road accidents that you might come into. Knowing the right steps to take can prove life saving!

Stop Your Vehicle

If you experience any form of incident, it’s absolutely essential that you stop your vehicle as soon as it’s safe to do so. This steps applies no matter the severity of the incident. You need to stop if you hit a pedestrian, hit a pet or large animal, hit someone else’s property, or hit another vehicle. Sure, it can be scary to face up to these situations, but remember, if you continue to drive and attempt to ignore the situation or avoid responsibility for irresponsible driving, or even if you fail to stop when the accident may not have been caused by you, you will be found by law enforcement and you will be prosecuted. You need to be a responsible driver who takes responsibility for your own actions and reports others poor actions too. If possible, when you stop, pull your vehicle to the side of the road to prevent causing disruption to other traffic.

Call for Medical Help

If anyone has been potentially harmed in the incident, you need to automatically seek medical help on their behalf. This is important even if they are insisting that they are okay – sometimes the impact of a crash is not immediately noticeable and shock can set in, causing their reactions to be delayed and making them prone to further incidents if they continue to drive. If you see immediately obvious injuries, practice basic first aid. The operator on an emergency call will generally be able to advise you as to what to do until medical help arrives.

Collect Other Individuals’ Personal Details

If there isn’t an injury that needs to be immediately dealt with, it’s a good idea to collect the other party’s details. These are for insurance purposes. Gather their name, address, and insurance details. You should also establish whether the vehicle they are driving is their own – if not, make sure you take the details of the registered owner and keeper. Their registration number and make, and model of the car should be noted, as well as the time that the incident took place and the specific location that the incident took place.

Contact Legal Help

If course, there are likely to be legal matters at hand when you’re in a road incident. If property has been damaged, someone will need to be found at fault to cover the costs of repair or replacement. If there has been injury, someone may want to seek compensation. That’s before we even begin to delve into the host of laws that can be broken when driving that could have caused the accident in the first place. So, you may find yourself in need of a car accident lawyer. Look for reviews and recommendations, as well as qualifications to ensure that you get the best help you possibly can.

Contact a Therapist or Counselor

Being involved in a car accident can be an extremely traumatic experience. So many people make the mistake of thinking that if they haven’t been physically injured in an accident then they are absolutely fine. But you could find yourself dealing with mental illness as a result of an accident. Conditions such as anxiety and PTSD are common. If you feel like you are struggling to come to terms with it or deal with am accident at any time, it’s always best to contact a therapist or counselor – even if symptoms only emerge later down the line. These medical professionals will be able to help you to deal with the after effects of the incident.

These are just a few steps you might want to take if you’re considering taking the path to becoming a driver and getting behind the wheel of a car. Sure, there are other steps you might have to engage with as part of the journey, but these are some essentials that you will definitely need along the way and that can get you started on the right track!

Brain Wave, Careers, Freelancing and Self-Employment, Entrepreneurship & Business Talks

Best Benefits Of Being Your Own Boss

January 15, 2020 No Comments

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Being your own boss has many benefits, and it could be the answer to all of the problems that you have currently been experiencing at work. This doesn’t mean that you aren’t going to have to work hard, it just means that instead of doing this for someone else, it is going to be all for you. In this article, we are going to be looking at some of these benefits, so if you want to know more, keep reading down below.

You Make The Decisions

The first benefit is that you make all of the decisions. Now, this is both a benefit and a curse because you have nobody to blame when things go wrong. But, at least you know that if things don’t go your way, you can do your best to fix it in whatever way possible. Making the decisions means that you have complete and total freedom to do whatever you want with your business, rather than listening to someone else who thinks that their way is the right way. In business, you are going to have to try things, see if they work, and if they don’t, then you try something else, it’s all about trial and error. You get to choose, and it all goes the way that you decide!

Accidents Are Less Likely

Another benefit is that you are less likely to get injured or be involved in a work-related accident when you are the boss. This is especially the case if you are the only one working for your business! This means that you aren’t going to have some of the worries that people working for others will, such as finding legal representation when things go wrong. It’s something that a lot of people have to face in their life, but when you are the boss, it is less likely to happen to you.

This is a good thing because cases like this can cost a lot of time and money, not to mention the emotional and physical stress you might experience. It’s just better for your peace of mind!

Flexibility

Finally, and arguably this is the best benefit of them all, you get all the flexibility you need. If you need to take a day off because you are having personal problems? You can. If you are sick, you don’t need to worry about anyone not believing you or being penalized for not coming into work that day. If you feel like getting your own best marketing agency instead of being forced to swallow what the boss deemed to be best for him, you can. You get as much flexibility as you need. Now, this is not to say that you don’t have to dedicate yourself and put in the hours to make your business a success, just that if necessary, the flexibility is there. This can take a whole load of stress off of you and make you feel much better about working in general.

We hope that you have found this article helpful, and now see some of the benefits of being your own boss. We hope your business does well, and you love being your own boss as much as most of the others do!

Brain Wave, Family and Home living, Travel and Attractions

What To Think About When Planning A Road Trip

January 15, 2020 No Comments

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At this time of the year, it’s natural for you to be thinking about your vacation. After all, the weather is usually awful and it’s a bit dreary after the festive season. And so, it’s always fun to think ahead to the summer and what you might do with your time. As fun as it is to enjoy a break on the beach or to head off to an exotic location, you might want to consider something a little different this year. If you all love to go on family adventures, then you may find that it’s nice to do something a bit more active or adventurous when you go on vacation. And for this reason, a road trip could be perfect for you. But, before you hit the road, there are a few things you might like to think about.

1. Where To Go

First of all, it’s where you’re going to go. Will you drive from home or fly to another spot and start there? How many places will you visit? And when? It’s fun to just get some ideas flowing here first before you decide.

2. What To Pack

The next thing that you’re going to want to think about here is what you should pack. When you’re going off on a beach vacation, it’s often a lot easier for you to think about the things you need. But you may not really know what you need when you’re going on an adventure. So, having a packing list can help you. You’ll want to be prepared for a range of things that might happen or what you might need to have fun.

3. Where To Stay

And then, you need to figure out where you plan to say when you’re on the road too. Yes, you could just hit the road and see where you end up – but that’s not all that practical with kids. Instead, you’ll want to make sure that you plan out your stops and that you have booked somewhere to stay.

4. How To Stay Safe

Another really important factor that you’ll want to think about on the trip is how you can stay safe. Because we all know that traveling can be dangerous in some regards. Why your physical safety isn’t necessarily in question, it’s more about staying safe on the road. So make sure that you have your insurances in place and that you have the details of someone like Thomas Law Offices in case you need them. It’s better to be safe than sorry.

5. How Long To Go For

Finally, you may then want to think about how long you’re going to go for. Sometimes, it’s nice to go for a few days or even a week. But then, depending on where you’re going and how long for, you’ll want to think about going for a few weeks. Maybe you really want to explore, or you love the idea of seeing where the adventure takes you all – especially over the summer break. And that can be the most fun thing about a family adventure.

Brain Wave, Family and Home living

Big Family Changes And How To Prepare For Them

January 14, 2020 No Comments

Every family goes through changes and upsets overtime. There are successes, challenges and usual heartbreaks along the way. But that’s part of what being in a family is. Experiencing everything together and supporting each other through it. But there are some ways in which you can prepare and get through these challenges a little more comfortable over time. All you need to do is be realistic and open-minded about everything. We as humans can overcome most things. And nothing is entirely as bad as it seems. So here are some ideas that you may be able to follow to achieve great things and be prepared for all eventualities. No matter how long you’ve been in the family for, there’s always something that crops up, so being realistic is the goal.

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Graduation

Along with a great sense of pride, comes, and certainty when it comes to graduation. It’s something that everyone works towards but doesn’t always know what they want to do next. Since unless you are an adult learner, most people tend to be still very young when they graduate. But the months leading up to graduation exams and the stress levels can really push you to your limits. And while everything is usually okay in the end and uncertainty can, of course, show a family into chaos. The best way to combat this is to stay grounded and focused on the end result. Ensuring that the person graduating, or people graduating, are well prepared, and well-rested is essential. Looking at graduate school tips and doing as much research as possible is critical. Working out what the Nextep may not be easy, but ensuring that you do everything correctly to start with will set you on the right path. If it’s your child who is graduating, then, of course, there will be a level of emotion experienced because of this, there were children grow up so fast, and graduation can seem like a huge milestone, but staying calm and collected, as well as confident will help your child be confident too.

New baby

Bring in a new baby into the family is a massive change for everybody. If you already have children, then adding a new sibling can go one of two ways, a sibling can be adored, or be a source of jealousy for many children, so thinking about this carefully and managing the situation well is essential. Unfortunately having a new baby is exhausting, so it isn’t always as simple as that. So making sure that you are taking care of yourself, putting boundaries in place for the older children, and of course, being realistic at all times will undoubtedly help your overall success of integrating the new baby into your family. Babies, of course, don’t really know what’s going on around them, so trying not to overthink it is essential, children will always adapt, and babies enjoy learning. To prepare for integrating a new baby into your family, you will want to support yourself, and the rest of the family adequately. And you should gain support for yourself too. We can’t do everything, and we shouldn’t worry too much about unimportant things, and worry more on staying calm and collected at all times if possible. This gives children the stability that they crave, and so produces a quiet environment.

Job changes

Changing your job, whether it be for financial reasons, or due to redundancy, for example, can be incredibly stressful. Still, there are times where it can also affect the rest of your family. If you aren’t too sure how to manage the stress of a job change, then start your research early is critical here. If it is an exciting job change, or maybe a promotion, then you may be very excited And not need to worry about the stress side of things. But with every job change comes a change in routine usually, so prepare for this well in advance, and ensure that the rest of the family understand what is happening, and how it may affect them. You will find the support of your family enables you to be much happier with the change. And staying open minded is essential.
Not everybody finds a job change positive, and some disappointment me and see you. So be prepared for the job change not to be what you thought it was, and work out a way to manage this scenario well in advance.

As with anything having the support and love of your family can help you achieve great things so keeping this in mind you will know that you can do anything you set your mind to.

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