How to Make Money from Blogging

For many people, working from home and being their own boss is the dream. But many people also think of this as an impossible idea that could never become reality. But more and more people are learning about “passive income”, which seems too good to be true and only accessible to a few very lucky people.

Image Source

Making money through blogging takes a lot of hard work, but it can be done! Anyone can do it as long as they are determined. And if you can gain a decent sized readership on your blog, it is entirely possible to start monetizing it and start gaining surprisingly high amounts of passive income.

This straightforward guide will give you practical advice on how to make money from blogging so you too can work from home, be your own boss, and spend more time doing what you love. After reading this informative guide, you will see that all it takes to become a passive income pro is hard work, determination, and a little bit of creativity.

How to Get Started in Blogging

Here are a few ways you could start blogging and growing your network:

Make Your Site
The first step to getting into the blogging game is to create your own website. There are plenty of platforms to use, such as WordPress, Blogger, Wix, Squarespace, and more. It all comes down to your personal goals and which platform can best help you reach them. WordPress has high customization abilities and makes monetization easy so this would be one of the best choices for bloggers seeking possible income.

Pick a Niche
If you want to make a blog that brings in enough traffic for monetization, that blog will need to be specific enough to draw an audience without being so specific as to alienate large groups of people. You will not gain readers, especially loyal readers, if your blog is about anything and everything.

Continue Reading

Should You Consider High-Risk Investments?

One of the most important things about running a business or trading is that you need to be smart with your investments. After all, if you pour in lots of money into a project and get nothing out of it, then you’re going to be in a tough situation that will be difficult to climb out of. Regardless if you’re a budding entrepreneur or a seasoned business owner, getting used to the idea of high-risk investments can be a positive for you. However, should you even consider high-risk investments when a low-risk approach can offer steady growth?

Image Source

High-risk investments aren’t required

According to, there’s no need to take unnecessary investment risks in the digital age. This is echoed by the sentiments of veteran traders in the stocks and forex markets; they just don’t work very hard anymore. Many seasoned investors spend less time on their trades and take them less seriously because it’s better for their mental state. They’re also less likely to let their emotions get to them if they’re not pouring in lots of effort into their trades each day.

As a result, they tend to focus on low-risk investments that offer a much higher reward. Although it’s rare to see any investment that is low-risk and high-reward, there are opportunities out there that if you know how to identify them. However, when it comes to high-risk investments, it can be emotionally taxing on your mind which is why a lot of people tend to avoid them in the first place. Yes, they can offer huge returns, but it’s often not worth the risk of losing your investment.

High-risk investments can spur change

However, when it comes to businesses, a high-risk investment or strategy can actually lead to change and innovation. The reason why it works in the context of a business is simple; you have more control. High-risk trading can feel a lot like gambling since you’re throwing out a stable strategy in hopes that you make a lot of money from a single trade.

Innovation in businesses typically comes from doing something unique or different. The more you step out of your comfort zone, the more opportunities you can identify. Innovation also helps you fail faster which can sound incredibly counterproductive. However, as most entrepreneurs will tell you, failing faster ultimately means learning faster. When it comes to specific industries and markets, you can’t learn everything by reading a book, but you can learn from personal experiences which will shape the way you operate your business. In short, failing faster can help improve your business in the long run.

When it comes to running a business, investing in high-risk strategies can prove to be effective if you’re willing to put in the time and effort into making it work. While you can’t force a trading strategy to work for high-risk investments, you can make things work when you have a capable team, experience and resources to make it work.

Continue Reading

How You Can Reduce Your Transport Costs

We should consider ourselves lucky that we live in the 21st century; things have been so open, convenient, or comfortable than they are right now. But there’s no denying that there are downsides. One such downside is the cost of this convenience. Take, for example, owning a car. In some areas, it’s essential to have a vehicle if you’re going to have a regular life, and that means that a significant part of your income could be spent on simply getting from A to B. In this blog, we’re going to take a look at a few tips for reducing the costs associated with getting around.

Image Credit

Look After Your Vehicle

If you’re going to spend a huge chunk of cash on buying a set of wheels, then it’ll be in your best interests to ensure that the lifespan of that vehicle is as long as possible. You’ll spend much less on getting around if years and years can pass in between having to upgrade your car. Looking after your car involves treating it with care, keeping it clean, and handling any problems at the earliest stage possible.

Find a Good Mechanic

Another important part of looking after your vehicle is ensuring that the “under the hood” aspect is watertight. No matter what car you buy, you’re going to encounter problems — it’s just part and parcel of owning a car. But the amount of money that you spend to keep your vehicle in full working condition can vary greatly. It all depends on who you’re taking your car to when you have a problem. If you know a trustworthy mechanic, then not only will they help to keep your car in tip-top condition; they’ll do so for a fair price.

Reducing Additional Costs

The cost of a vehicle wouldn’t be so bad if the price was “all inclusive”; as in, everything was included with the purchase of the car. Alas, this isn’t the case, and you’ll have to spend money on any number of additional charges if you’re going to be a driver. It’s important to note that there are always ways to reduce these costs, however — you don’t need to accept the first price that you see. Let’s take your insurance coverage, for example. A smart way to reduce this cost is to buy “pay-per-mile” coverage; you can find more about this on Metromile’s website, but essentially this is about linking your coverage with how much you drive. It could help you to save a lot, especially if you’re a low-mileage driver.

The Cheapest Route

Another good way to reduce the cost of driving is to think a little more carefully about how you’re getting from A to B. We tend to look at whichever is the quickest route, but it might be better to look at the cheapest route. You might find that one route, while taking slightly more time, ends up costing you significantly less money. Even if the savings are minimal, they could add up to a pretty penny when you multiply those savings by many months and beyond.

Learn How to Drive

You wouldn’t take money out of your pocket and set it on fire, yet that’s essentially what many people end up doing. One of the fastest ways to save money on your vehicle is to improve your MPG (miles per gallon) rate. If you’re accelerating and braking quickly when you’re driving, then you’re probably burning more fuel than necessary, which means taking more trips to the gas station. And if you think this will slow you down considerably, think again: aggressive driving generally doesn’t get you there more quickly anyway.

From A to B

You have a car, sure, but it’s not as if you need to buckle up and get behind the wheel every time you leave your home. One of the smartest ways to reduce your car expenses is to simply…use your car less. If there’s a public transport option, then look at taking it — you’ll save money on fuel and parking.

Sell at the Right Time

Finally, remember that you’re not going to keep your car forever. At one point or another, you’ll need to upgrade. It’s recommended that you research the right time to put your car up for sale, in order to get the best return. Leave it too long, and you might get next to nothing, after all. The aim should be to generate as much money as possible, which you can then use to buy your next car.

Continue Reading

Getting Through The Financial Slump

Image Credit

If you’re currently experiencing financial difficulties, it should be noted that you are not alone. Sadly, the knowledge that others are in a similar situation offers very little comfort. Your only focus lies with finding a way out of the predicament. The financial situation may feel a little dark right now, but there is light at the end o the tunnel.

Here are five potential answers to your financial prayers.

1| Relinquish Assets

If you are currently facing debt or a cash flow problem, it may be necessary to think about selling some items to raise funds. In severe cases, downsizing your property or downgrading your car can work. However, most people find that selling old clothes, electronics, and furniture can generate a few grand in next to no time. The use of online selling portals makes it easier than ever, although garage sales and pawn shops are still available too. Either way, as a one-off solution, this can be your saviour.

2| Reduce Outgoings

Cutbacks can be made in various aspects of your life. Whether used as a temporary measure or a route to improved financial management, now is the time to act. Trimming the fat from broadband packages and energy bills is a great starting point. Quitting cigarettes or expensive habits that do not add value to your life can be a smart approach too. When you spend less money per month, you should see a positive impact right away. Your savings grow and the pressures are lifted from your shoulders.

3| Gain A Business Sales Boost

If you manage a small business, taking it to the next level can be an ideal way to take your earnings to another level. Online retailers can consider using a pop-up store to complement their existing sales. Meanwhile, offering discounts to loyal customers can generate extra sales. If the profit margins per item or service are a little smaller, increasing the volume is the ideal solution. The short-term rewards are often followed by long-term stability and growth too.

4| Invest

Investments are an ideal way to grow your capital at a far quicker rate than most savings accounts will provide. When you purchase Ethereum in a convenient manner with real-time trading options, you maintain a lot of control. This is far better than working with traditional investments where you have to wait patiently to see what happens. The instant nature, along with immediate money transfers puts you in a flexible position. As long as you use this in a responsible way, success is assured.

5| Consolidate

Sometimes in life, it’s necessary to take one step back before moving in the right direction once more. The idea of consolidating your debts, via borrowing or greater organisation, can work wonders. It can clear some of the high-interest payments while also making the repayment plans far easier to maintain. This is your opportunity to reset the clock and start again. While it doesn’t change your finances, it puts them in a more positive position. From a mindset perspective, it can make all the difference.

Continue Reading

What Are The Biggest Risks To Your Financial Health (& How Can You Avoid Them?)

Money matters. Sadly, reaching a level of stability and financial security isn’t always easy. After all, most people are only ever one or two unfortunate situations away from facing hardships. Being aware of those pitfalls, and taking the necessary steps to avoid them is essential.

Image Source

Individuals and families may suffer from a range of financial dangers. Some of the worst culprits are as follows:

#1. Not utilizing assets

Your net worth isn’t dictated by how much money you have sitting in the bank. Assets such as properties, vehicles, and businesses all have a huge impact on the overall situation. Therefore, it pays to think about home upgrades that can add value to the property as well as other investments that aid your net worth. There’s nothing wrong with enjoying your money, but you shouldn’t squander money when a better option is available. Bad habits will cost you in the long run.

#2. Not fighting for justice

We all encounter poor treatment from time to time in a range of circumstances. Sadly, many of those situations can impact your finances for a very long time to come. Worse still, a large percentage of victims won’t fight for their financial justice. Whether it’s a result of medical malpractice, a workplace injury, or an unfair penalty doesn’t matter. Securing the financial compensation you deserve removes one fear. It also allows you to focus on the even more significant challenges.

#3. Not being prepared for complications

It’s one thing to put your finances in good health when things are going well. What happens if you are hit with an illness or injury, though. If you do not have the right personal healthcare insurances in place, the results could be very damaging indeed. More importantly, the knowledge that you cannot afford to get ill may potentially stop you from seeking help when it’s needed. And if you leave it too late, the repercussions may mean that the situation becomes beyond rescue.

#4. Not earning enough

The way you utilize your money is important, but even the best habits can only go so far. If your income isn’t of the required level to cover your bills and obligations, disaster is guaranteed. It’s never too late to change your job. Analyzing the earning potential of different career paths will help you make a calculated decision. Of course, you’ll also need to factor in the outside elements such as travel costs. When you do this in an effective style, though, your financial situation will feel almost bulletproof.

#5. Not thinking long-term

It’s important to keep one eye on the immediate financial challenges at all times. However, you must not fall into the trap of ignoring the long-term situation. Protecting your savings to secure the family’s future is one of the most important responsibilities that anybody faces. Meanwhile, creating a financial safety net to cushion the blow of any unforeseen circumstances can make a world of difference too. Fail to do this, though, and your finances will remain on shaky ground.

Continue Reading

When Family Life Is Put To The Test

Family life is never going to be easy, it’s a lesson we learn right from the end. But family life is one of the best things to happen to us all. Even if you never get to the stage of having your own family, you will no doubt cherish the hundreds of memories that you’ve been able to make with the family you’ve grown up with. From the family holiday’s, to the parties that you’d have each time a special occasion comes around. But that doesn’t mean that family life isn’t out to throw a few tough times at us, and when the calm is put to the test, it can often be hard to deal with. Some people are crippled with family issues that are going on at the minute. So we’re going to try and give you some advice with some of the problems that you might be facing at the minute. Just keep on reading, and see if you can relate to any of these problems.

Image Source

Family Fall Outs

Family fall outs are bound to happen at some people. As a family you’re such a close unit that’s around each other a lot of the time, and often that can lead to so many clashes that cause arguments. Time usually get tough when the family is strained. But there’s nothing quite like a family fall out, because those are the people who you need the most. So to get through family arguments like you should be doing, rather than dragging them out, you should be thinking about the different ways of communication and how you can approach it. Often people mistake communication with confrontation when a family is trying to resolve a problem, so always make sure that it doesn’t feel like an attack, and just get things back on track. Having a close family unit is so much better than having a distant one.

The Elderly Getting Older

The elderly getting older is a sensitive subject that nobody likes to talk about, but it’s definitely one that we should all be thinking about. Their lives are so important to us, and when their health starts to go downhill, your heart can really sink. Medicare Nationwide is just one of the sources you could go to for insurance that would make the whole process easier. No doubt they’ll need medical care at some point, and good insurance is going to mean the difference between good insurance and great insurance. But most importantly, make sure that you’re the support system that they need.

Family Money Problems

Pretty much every family can relate to money problems, because as soon as you go from having to pay for just the two of you, to having to pay for another little human to pay for, things can get tight. One good bit of advice we have is to use apps that help you to manage your money, so you can better understand where everything is going and how to put it to better use.

Continue Reading

6 Ways To Protect Your Savings

When you start making an effort to be more responsible with your money, you will soon see the benefits. If you have a strict budget, you can afford to put more aside each month and your savings account will begin to grow. When you start to build up more savings, it’s important that you protect that money. If you don’t, you may end up undoing all of your hard work in the future. But a lot of people don’t realize this and they just let their savings sit in the same account, which can be a big risk. If you are starting to build up some savings, these are the best ways to protect that money.

Image Credit

Stick To Your Budget

This sounds obvious, but a lot of people start to be a bit more relaxed with their budget as the savings account grows. They don’t think that they need to worry so much about it because they have a healthy amount in their savings and it doesn’t matter if they go over budget and contribute a bit less this month. The problem is, it soon becomes a habit and you are going over budget more and more each month. Eventually, you may end up taking money out of your savings account instead of contributing to it, and you will slowly chip away at it until it’s all gone. That’s why it’s so important that you continue your good spending habits and stick to your budget. If you are in a much better financial position, you could consider writing a new budget that allows for a few more luxuries, but make sure that you are still making good contributions to your savings account each month.

Build An Emergency Fund

Unexpected bills can really put your savings at risk because if you don’t have the money to cover those expenses, you will have to dip into your savings. If it’s something big like car or home repairs, you can wipe out a big chunk of your savings in one go. The best way to avoid that is to build a separate emergency fund. Each month, when you are contributing to your savings, you should also put some money into a separate emergency fund. That way, you can use that money and leave your savings alone if you are hit with any unexpected bills. This is one of the most important things if you want a long term savings plan.

Write A Will

If you have a lot of money in a savings account, you need to start thinking about where it will go if something happens to you. If you don’t have a will in place, your money may not necessarily go to the people that you want it to after you are gone, so it’s important that you make the arrangements now. Get in touch with a probate attorney and see what your options are in terms of a will or a trust, so you can protect your money and have more control over what happens to it after you are gone. A lot of people neglect writing a will because they don’t think that they need to worry about it until they are older. In most cases, that is true, but you never know when something bad could happen to you, so it’s best to be prepared for any eventuality.

Set Up Some Investments

If you just let your savings sit there in an account, they are not really working very hard for you. There is also the chance that you could actually be losing money in real terms because of inflation. If the rate of inflation is higher than the rate of interest you are getting, the purchasing power of your savings is actually going down and your money is worth less in real terms. That’s why it’s a good idea to set up some investments instead of letting the money sit there doing nothing. If you put money into stocks and shares, you can earn money on your savings. You could also consider real estate investments if you have a larger amount of money in your savings. Just make sure that you spread your money out and you don’t put all of it into a single investment because you need to protect yourself against investments that go bad.

Move Your Savings Around

You can also protect your money from inflation and maximize your savings by moving them around on a regular basis. It’s important that you shop around for the best interest rate when you first open your savings account, but the deals are always changing and there may be a much better interest available right now. That’s why you should always keep an eye on the different savings accounts that are available and if you can, open a new one with a higher interest rate. Moving your money around regularly is the best way to offset the impact of inflation and increase your savings. If you can put it in an account that is not as easy to access, you will find it easier to avoid spending any of it.

Stop Using Credit Cards

If you are using credit cards on a regular basis, you are cancelling out any interest that you make on your savings. The interest payments on your credit cards will be a lot higher than the interest that you earn on your savings, which means that you are probably losing money. That’s why it’s a good idea to put the extra money into paying off your debts instead of putting it into savings to start with. Once your debts are cleared, you can start saving more money each month without wasting anything on credit card interest.

When you have paid off your debts, you need to avoid using credit cards again in the future if possible. Having a strict budget is an important part of that, and you should stop carrying them around with you so you are not tempted.

Building a healthy savings account is the first step, but now that you have the money there, it’s important that you take these steps to protect it.

Continue Reading
1 3 4 5 6 7 10