Making Changes For 2018

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When the new year approaches, we all seem to step back and evaluate our lives in a much more detailed way. It is in December where we really think about who we are, who we’d like to be and how we will achieve it. Many of us will be enjoying Christmas eating and drinking with our families, hibernating in the house as a last celebration before starting a blank slate in 2018.

Deciding to start fresh and make lifestyle changes in the new year can be daunting, but it can also be a great way to leave our old ways behind and begin again- renewed and healthy.

The mistake many of us make from the off is to try and overhaul every single aspect of our lives in
one day. The issue with going cold turkey on your old habits is that we end up concentrating so much on the changes we make that we are unable to just enjoy the new year in all it’s glory. We end up focussing so much on what to eat and how many hours to exercise that we cannot turn these changes into habits and they fade away within the first few weeks of January.

Making changes in your life is hard. It requires focus, determination and a willingness to succeed. If one of these factors isn’t strong enough you won’t be able to make the changes you want in life.

That’s why instead of thinking big and changing your diet, exercise, habits and fashion sense all in one day, you need to start with small steps and work your way up to making every change you wish for. You will see that by doing this it is much easier to handle all the challenges that life brings and you will be a better person by the end of the year.

Here are some of the changes you can start thinking about making in the new year.

Appreciate what you already have

Before you start changing everything about yourself and the way you live: it is important to take a minute to think about the positives and be thankful for the way your life is right now. You might not have an instagrammable life every single day like some people: but there are things you do have that would make even those people jealous. Think of your family, the friends you surround yourself with and the person you love. These people choose to be around you just as you are at this moment. And then think about the other parts of your life. You may already have started trying new foods and exercises, and maybe you’ve swapped out the cigarettes for Vapor Vanity. Even if you haven’t reached your goals yet, you have laid that foundation and you have made the effort to change. Before you change anything else, be happy with what you have.

Don’t be afraid to express

If you see someone on the bus who has a lovely coat or dress: don’t be afraid to let them know. The idea of complimenting a stranger is an odd one to say the least, however you will be expressing your thoughts and also making someone else’s day better. Sometimes speaking your mind is the best way to make you more confident and can be a great way to keep your mental health in check. You’ve probably heard that one of the worst causes of stress related illnesses and anxiety is holding emotions in and not talking to people when you are struggling with things. This is the time you need to learn to open up, pay a compliment or express your concerns with a friend. You are not alone in this world and sharing your thoughts and feelings can turn you into a much more open person overall.

Love yourself

Yes, we know. Learning how to love ourselves is probably one of the most difficult things in the world. We tend to see the flaws in ourselves and judge ourselves much more harshly than anyone else would. This can damage our self esteem and make us feel inadequate very quickly. To love ourselves we need to stop focusing on the negatives and look at the positive things instead. Take a minute to look in the mirror each morning and spot 3 things you like about yourself. It could be the way your eyes compliment the shirt you are wearing, your smile, or even something bout the shape of your body. Get out of the habit of pointing out the bad, and point out the good instead. You will in turn step out of the house feeling much more confident and happy in your own skin.

Make time for the people who matter

You might be familiar with the following scene:

You come home from work and say hi t your family members or partner. Then you cook dinner for the family, ask each other about your day, wash up and sit in the living room on your phone catching up on social media.

Do you see the issue here? You might spend 10 minutes talking to your loved ones, but then the rest of the evening is spent with you all sitting in the same room on your phones or devices. Break this habit and instead turn your phones off, being out a board game in the evening and make some time to actually speak to your family and get to know them better. Take some time to reconnect with old friends and see if they are free for a coffee. Take the time you would normally spend on social media to call your family and ask them how they are. It will change your perspective and really allow you to see what is truly important in life.

Change your routine

One of the most difficult things we deal with is boredom. When you find that the days are melting into one because you do EXACTLY the same thing each day: you know that you are wasting the time you have on this earth. Humans only live for 70-80 years. Which might seem like a long time but in the grand scheme of things it’s a blink of an eye. What you make of your life will define the footprint you leave behind for the future. Rather than waste the days away doing the same thing over and over again: try something new. It could be that once a week you go to a yoga class or a sport class in the evening, or maybe you decide to travel for a month around Europe. Take some time in 2018 to try something new every month. It doesn’t have to be a big thing, just challenge yourself to step out of your comfort zone and experience life at its fullest. The result will be that you feel alive and invigorated.

Keep learning

We never stop learning new things. It could be something academic, something about the world or simply a story from a stranger. We learn new things every single day and it is these things which shape the kind of person we are and allow us to make the most informed life decisions we can.

Take some time today to either talk to someone new or read an article about something you’ve never learnt about. We spend our lives taking in information and the more we learn, the more we can grow as a person. See from someone else’s perspective and you may be surprised and what you learn about yourself in the process. You may even find that a new person has just the right advice for an issue you are facing in your life or business.

Never grow up

It seems weird when we think back to being a child, wishing that we were adult. Once we get into adulthood we will often change our view and wish we were children all over again. Just because you are an adult doesn’t mean you have to act like one. Take some time at the weekend to do something you used to do when you were a kid. It could be painting with your fingers, playing football in the garden or even making friendship bracelets. It might seem like a weird thing to do but it can take your stress away for a moment as you mentally rewind the clock to your childhood days. Sometimes we need to be fun and do silly things we don’t have to feel like we must sit in silence and read the newspaper every evening. Do what you love to do and don’t worry what anyone else may think about it. You are your own person and you deserve to have a little fun. And if it snows in the week leading up to Christmas, don’t just tut and worry about how icy it will be in a few days: get out there and have a snowball fight! Love your life and have some fun in 2018!

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Learning to be Selfless in a Selfish World

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If you struggle with selfishness, you will be glad to hear you are not alone! It can be really hard to put others first and yourself second and as lessons go, this is a long one. In fact, you may spend your whole life striving to do better and become a more selfless person.

Prayer alone won’t do it, though. You need to got out into the world and discover God’s purpose for you.

Mission Trips and Camp

Christian camps are perfect for bringing youths into contact with God and his teachings. They are also ideal places to really get in touch with yourself and figure out what your purpose is. Even one summer as a counselor at a Christian Camp one summer at college can change your life forever and open your eyes to what is meant to be.

Mission trips for teenagers are a great opportunity too. They teach lifelong lessons to help kids set aside their selfishness and care for a community or restore an environment. The trip might only last a few days, but the experience, like a Christian Camp will last forever and lay a deep foundation for their faith.


The best way to tackle your selfishness head on is to volunteer your time for someone needy. This might be helping out someone who is elderly or sick or it could be a regular activity you do with your church. Giving your time is so beneficial for these people because it shows that you care for them and are willing to put them first. Embody the spirit of Christ and find joy in your selflessness.

Setting time aside for other people will also help you to place your own needs behind those of others. Take a moment to reflect on how you can help and the good you can spread. Let these thoughts influence your prayer to and pray for others as well as guidance for yourself. As time goes on, you will feel the change in yourself – your personal, spiritual and social growth. This can only be a good thing.

Love Thy Neighbor

Finding the ability to love everyone in your heart is a ability that takes more than selflessness, it takes empathy and and strength. Above all else, being able to feel love, even for those who would wish you harm, is a true test of faith and your own determination to be guided by God. Everyone deserves salvation and that is what loving and praying for your neighbors is about: giving them the chance to find God as you have and share in the joy he brings.

When so many others are selfish – and our world has never been so selfish, it seems – it is hard not to look inwardly and become selfish too. It takes time and effort to become selfless, it will be a work in progress over your whole life. But with some guidance from God, you will find yourself in positions where you can make a difference and become truly selfless, even for a moment.

Trust, and He will provide.

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Mastering Adulthood One Piece At A Time

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For most people, the idea of leaving school when they are young is one of the greatest things imaginable. The thought of complete freedom and a life without school is very grand, and most kids will embrace it wholeheartedly. That is, of course, until they actually get to experience it, and are exposed to the challenges it can bring. Being an adult is never easy. But, it doesn’t have to be all hard, and this post is here to help you out. It will be exploring five of the most important areas of adult life, along with the ways that you can keep them under control for yourself. So, now, being nice and responsible should come as second nature.


The very first area to consider in this is finance. Budgeting, saving, investing, and even donating to charity are all a huge part of life, and you will need to get to grips with them before you can be confident in your abilities as an adult. The best place for help in this area is usually the bank. This sort of organization will be able to give you impartial advice, while also pointing you in the right direction to help you learn. As your knowledge expands, you can begin to look elsewhere for money or debt help, using all of the sources you can get your hands on. Of course, though, there’s no shame in getting help with something like this, and an accountant is an excellent way to do it.

Work & Career

Next, it’s time to start thinking about your career. As a child, you probably had loads of big ideas about your future, and most of them will have been unrealistic. Over time, a lot of people will lose touch with these aspirations, settling in a role they don’t enjoy. To avoid this, you need to always remain on the hunt for something better in your career. Whether this is a promotion or a new job, it’s important to keep on rising, or you might find it hard to change in the future. Not a lot of people will take this area seriously. In reality, though, this will start before you even leave school.

Social Life

The success you find in your career and financial life will greatly depend on the support of those around you. No one can get through life completely on their own, and most people will want to have a good host of friends to keep them happy. There are no set rules to this part of your life. But, to make sure you don’t end up alone, you will need to make sure that you keep in touch with a good range of people. Having a couple of close friends is very common. Along with this, though, it can also be good to have some other friends on the outside of your main group.


Friends are going to be the only people you need to give time to in your life. Along with this, most people will also want to spend a lot of time with their family, though this can be hard when you’re starting out in life. When you’re very busy, days can become weeks since you last spoke to someone you care about. In most cases, this won’t diminish your relationship, but it could leave one side of the party feeling bad about it. To avoid this, you should work hard to keep a regular routine in place with your loved ones. Not only will this keep you in contact, but it could also help you to keep a stronger bond.

Health & Mind

Finally, it’s time to think about yourself for a little bit, with your physical and mental health as your key concern. A lot of people ignore these parts of their life when they are first starting out in the world. Keeping fit and happy can seem unimportant when you’re starting an exciting career or your own business. Of course, though, it’s not worth making yourself unhealthy for your job. Instead, you should be aiming to balance these parts of your life, making them work together. This might be hard, but achieving it will make life quite a lot easier.

When you’re first getting started in life, the important things will often be put aside for your other interests. Of course, though, you can leave things like this until later on, as they have to be carefully managed throughout your life. Thankfully, you’re not alone in this challenges, and there are loads of people out there to help you.

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The Children Are The Future So Set Them Up For It


Do you believe that the children are the future, just like in that Whitney Houston song? If so, you will certainly want to set up your own kids for a bright and prosperous future.

Things aren’t all that easy right now for the younger generations. The cost of living and rent are both extortionately high, and this makes it super difficult for teenagers and twenty-somethings to save up for a deposit to buy their first house. Not only that, though, but the job market is also extremely competitive, and getting a decent job with a good wage has never been harder.

Things might not be so good for the younger generations these days but, thankfully, there is plenty that parents can do to help their children build a better future. Ready to get to work for your kids? Here are some things you should do.


Encourage A Good Education

There is nothing more important than a good education. It really is the perfect base for a successful life and career. So, as you can probably tell, it is necessary to encourage your children to always view their education as a totally positive thing and to put as much effort into it as possible. There are a few things you can do to enforce this way of thinking. Firstly, create a peaceful space in your home where they can carry out their homework and studies. That way, they won’t be distracted and try to procrastinate! You should also read with your children while they are young as this can get them into reading. After putting in plenty of hard work and effort into their studies and school life, your kids should be able to graduate from high school and college with some really rather respectable grades.

Invest In Good Health Care

It’s also important that you ensure your child’s health and fitness. One of the best ways to do this is to save up enough money so that you can invest in some top-quality health insurance for you and all your family. If you go to, you can see what a full insurance policy should offer you. At the very least, your insurance policy should cover any hospital stays, medical attention, and treatments. There are also some extras you might want to look for in a policy, such as travel insurance cover and a wider variety of treatments.


Explain The Benefits Of Healthy Living

There are lots of bad habits that are very easy to slip into. These include things like not exercising and unhealthy eating. Sure, it’s easier not to exercise than it is to go out for a run every other day, but it really is beneficial to lead an active and healthy lifestyle. And it’s important that your children understand this too so that they can prevent a wide range of potential illnesses and health conditions. Make sure that you regularly cook healthy homemade meals for them during childhood and they will get into the habit of cooking themselves as they get older. It’s also necessary to ensure that exercise and activeness are part of their regular routine as well so that it becomes the norm.


Start A Nest Egg

I’ve already mentioned that life for younger generations is now a lot more difficult financially speaking. For this reason, lots of parents are putting some money aside for their children from a very early age. In fact, some parents set up a bank account in their child’s name as soon as he or she is born. They then pay in a small amount on a weekly or monthly basis. You don’t have to put too much money into this account – just $20 a month should do. You will be amazed how much you can save for your child by the time they turn eighteen if you save just $20 a month! They will then have a nice little nest egg to put towards their college tuition or their first deposit for a house. If you are interested in setting up a bank account for your kids, you can see some of the best at

Teach Them Confidence

Confidence can take people very far indeed. Do you think that your children are a bit on the shy side? If so, it could be worth trying to instill some extra confidence into their personalities. One of the best ways to teach them some extra confidence is to speak to them as if they were adults. As long as you aren’t patronizing them, then you should find that their confidence comes on leaps and bounds. Praising their work and everything they do should also help them build on their confidence and can teach them how to trust themselves. Encouraging them to develop a sense of adventure can also boost their own self-confidence.


Celebrate Failure

Of course, there will be some times when your child’s projects and work efforts don’t always go to plan. For example, they might not do quite as well on an assignment than what they had hoped. But they shouldn’t dwell on these failures too much. In fact, our failures are part of what makes us who we are, and they are something to celebrate. Whenever we fail at something, it gives us a chance to learn from our mistakes and improve on these next time. There are lots of hugely successful business people out there who have failed many times before finally achieving big successes. So, you need to teach your kids who to take a leaf out of their book. After all, it’s just like what the old adage says: whatever doesn’t kill you only makes you stronger.

There are lots of ways you can ensure that all of your kids are set up for a great future and, hopefully, this blog post has given you some great ideas and inspiration of what you can do to help. Got any more useful ideas that could come in handy? Let me know; I’d love to hear them!

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Better To Be Safe Than Sorry: Common Insurance Mistakes You Need To Avoid


Insurance. You name it; you probably have it. Car, life, medical, travel… the list goes on and on, so it’s no wonder you feel the pinch in your pockets at times. Of course, without sufficient insurance, you may be worse off financially when disaster strikes. We can’t preempt illness, and while you might be the safest driver on the road, you can’t control what other road users do when they are driving near you.

Before you commit to your next insurance policy, consider the following mistakes people make before parting with your cash. Making the right moves now will save you money in the long term.

Not shopping around

You might find it easier to renew with the same company every year, but you may get a better deal elsewhere. Unique policies, such as this medical insurance with exclusive privileges, or a cheaper premium may be just what you need, but if you don’t shop around and do a little research, you will be stuck with insurance coverage that doesn’t match your needs.

Failing to ask for discounts

From buying healthcare insurance to car insurance, make sure you get the discounts you are entitled to. We know insurance companies are sometimes reluctant to pay out money in times of need, but they may also keep details of their discounts hidden from you. The best way to get what you need is to pick up the phone and directly ask them. You may be entitled to a no-claims discount, and you can also reduce costs by going paperless. When it’s time for renewal, you can get often get a discount from your current provider if you evidence cheaper prices elsewhere. So, don’t be shy, get on the phone, and save yourself some cash.

Giving wrong information on the application form

We all make mistakes, and if you realise you have made a mistake on the form, let the insurance company know as soon as possible. A quick scan of your policy will let you know. On the other hand, you may tell a few white lies to get cheaper insurance. However, you will run into trouble if you get found out, and your car insurance policy will be declared void. You might have told your provider that your car is parked on a driveway for example, but a quick Google Maps search may give away your lie if there is no such parking space available.

Forgetting to update the insurance

Your needs probably change over time, so you need to keep your policy up to date. Take contents insurance as an example. You will have made an inventory of your items when planning your coverage, but as soon as you buy something else of sufficient worth, you need to add it to the policy. From burglars to breakages, you will want to make sure everything is covered, so always ring your provider with an update. The same applies to your car insurance. You may actually have a driveway to park your car on if you move house, so let your provider know to reduce your monthly premium.


The worst mistake you can make is not getting insured in the first place. You might not need coverage for everything, but shop around, do your research and heed the mistakes we mentioned above.

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How Important is a Healthcare Insurance?

Healthcare Insurance: Do you have one?

Let me tell you how my family struggled in paying for medical bills of my brother and my mom when they got sick. We lost whatever money we had including resources and such when my brother was diagnosed with leukemia. It was a six-month battle that we didn’t won. We lost my brother and we also lost big time in paying for all the medical bills incurred during those six months and after. The same thing happened when my mom got diagnosed with a rare kidney disease. My mom and the family battled it out with amyloidosis of the kidneys for three long years. My mom was in and out of the hospital, had four to six specialists who checked on her regularly, and was in several medications for her other internal organs. You can just imagine the amount of money we needed that time for her to get better. Which in the end didn’t really took place because she lost the battle to her disease.

Two sickness and deaths in the family. Both times we lost so much money, which was not really an issue with us, but had there been health insurances in both cases, we wouldn’t have had to undergo so much stress in looking for money to pay for their medical bills.

That’s how important healthcare insurance is!

We learned our lesson. We had to go through the process of grieving and rebuilding our resources once again. Twice. But now that we know what to do, we are getting healthcare insurance so that when it happens again, which I pray so hard that it won’t, we have something to fall back on, to tap into.

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Staying Motivated When You’re All Alone

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There are two sides to every coin. That is a fact. So while working from home has an abundance of benefits that always accompany it to the ball (either you’re either your own boss or you get to avoid your actual boss!) there are some downsides too, most notably trying to stay motivated.

It is one nasty double-edged sword. All of your responsibilities rely on you staying motivated but because you work from home staying motivated is like trying to get out of bed in the mornings – almost impossible at times.

In fact, a lot of work-from-homers find they stop striving to take their work or business to the next level and become content with what they are earning now.

If this is you. If you find your flow stops every so often, or you start slacking now and then and taking extended lunch breaks to scroll through Facebook, then read on because we have some tips that can help you stay motivated.

Short-Term Goals Only
Long-term goals rarely work for the simple fact they seem so unattainable. WIt is like the whole climate change thing. We all know that we need to do more but because it seems so unattainable we don’t do enough. But if we all started eating locally sourced food or taking shorter showers we would get there. The same goes for your goals. Keep them small and you will get there. Start with something small, like trying to earn an extra $75 a week, and then revel in all that extra cash you are making each month and push it again.

Get Inspired Again
We live in a day and age that is totally dominated by the Internet. But while this is a huge source of your procrastination problem, it can also be used for good too. You could use it to partake in MBA online accredited programs that teach you how to be a more effective business leader. You could set aside half an hour every morning to watch a TED Talk and get inspired by people that can help you improve. You could join a forum that is designed to help people that work from home. All of these will give you that kick up the rump you may need.

Look At Your Vision
There is a lot to be said for a vision board. It could be that you wallpaper the wall in front of your desk or just hang a pinboard to the right of where you sit. So long as you have a place where all your wants and dreams can be seen on a daily basis it doesn’t matter. It could be a house, a car, places you want to visit, a particular client that you want to land. By having something that constantly reminds you of why you are doing what you do you will find your motivation levels spike. You will have a reminder of everything you can achieve if you stop procrastinating and keep working hard.

One thing that is worth noting is the importance of a break too. If the creative juices aren’t flowing, don’t force them. That’s as important to your motivation as anything else.

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Put Yourself First: 10 Self Care Tips


There is no denying the reality that, sometimes, life can just get a little too much for us to handle. It’s in times like these when we’re running low on energy and patience, that you need to learn to put yourself first and take care of yourself. If life is getting on top of you, and you don’t know what to do, read some of the tips below.

1. Binge Your Favourite Shows
With the weather quickly getting colder, and the nights drawing in faster, there is nothing more comforting than cuddling up on the sofa and binge-watching your favourite tv show. Since season seven has just finished, you may be wondering is GOT on Netflix? Find out now at

2. Have A Glass Of Wine
Nothing accompanies a Netflix series better than a glass of your favourite wine. Just be sure that you don’t start using alcohol as a crutch to cope with life.

3. Get Some Sleep
Not getting enough sleep can have a lot of negative effects on the body, so be sure that you’re getting eight hours a night.

4. Write It Out
Whether you’re expressing your innermost thoughts in a diary, writing short murder mystery stories, or whole fantasy novels, writing is incredibly therapeutic.

5. Draw Instead
Sometimes it can be hard to express how you feel in words; In these times, it may be a lot easier to use art as means of expression instead.

6. Listen To Music
Music has the power to radically change our mood. Pop on some cheesy 2000’s pop and have a dance around the living room; I promise you won’t regret it.

7. Exercise
Whether you’re dancing around the living room, or hiking up mountains, exercise is great for us for a number of reasons, including reducing feelings of depression and anxiety. Click here for more benefits of exercise.

8. Meditate
Life is undeniably stressful, but luckily for you, meditation is a great way of reducing stress, and it only takes a few minutes each day.

9. Eat Your Favourite Foods
Like when you exercise, when you eat your favourite foods, endorphins are released, which help to reduce stress, reduce pain, and trigger positive feelings in the body. I guess this means that there are no excuses for you not to eat your favourite chocolate bar.

10. Get Some Help
If at any time you think you are struggling to cope with life, it’s always the most sensible idea to go and speak to someone about your problems, whether this is with a family member, friend, counsellor, or a doctor. It might not be easy at first, but it’s never a good idea to keep your feelings bottled up.

If you’re having a hard time coping with life at the moment, I hope that one of these tips or methods can help you out. Remember, that at times like this, you need to learn to put yourself first, and making look after you your top priority.

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