Mastering Adulthood One Piece At A Time

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For most people, the idea of leaving school when they are young is one of the greatest things imaginable. The thought of complete freedom and a life without school is very grand, and most kids will embrace it wholeheartedly. That is, of course, until they actually get to experience it, and are exposed to the challenges it can bring. Being an adult is never easy. But, it doesn’t have to be all hard, and this post is here to help you out. It will be exploring five of the most important areas of adult life, along with the ways that you can keep them under control for yourself. So, now, being nice and responsible should come as second nature.

Finance

The very first area to consider in this is finance. Budgeting, saving, investing, and even donating to charity are all a huge part of life, and you will need to get to grips with them before you can be confident in your abilities as an adult. The best place for help in this area is usually the bank. This sort of organization will be able to give you impartial advice, while also pointing you in the right direction to help you learn. As your knowledge expands, you can begin to look elsewhere for money or debt help, using all of the sources you can get your hands on. Of course, though, there’s no shame in getting help with something like this, and an accountant is an excellent way to do it.

Work & Career

Next, it’s time to start thinking about your career. As a child, you probably had loads of big ideas about your future, and most of them will have been unrealistic. Over time, a lot of people will lose touch with these aspirations, settling in a role they don’t enjoy. To avoid this, you need to always remain on the hunt for something better in your career. Whether this is a promotion or a new job, it’s important to keep on rising, or you might find it hard to change in the future. Not a lot of people will take this area seriously. In reality, though, this will start before you even leave school.

Social Life

The success you find in your career and financial life will greatly depend on the support of those around you. No one can get through life completely on their own, and most people will want to have a good host of friends to keep them happy. There are no set rules to this part of your life. But, to make sure you don’t end up alone, you will need to make sure that you keep in touch with a good range of people. Having a couple of close friends is very common. Along with this, though, it can also be good to have some other friends on the outside of your main group.

Family

Friends are going to be the only people you need to give time to in your life. Along with this, most people will also want to spend a lot of time with their family, though this can be hard when you’re starting out in life. When you’re very busy, days can become weeks since you last spoke to someone you care about. In most cases, this won’t diminish your relationship, but it could leave one side of the party feeling bad about it. To avoid this, you should work hard to keep a regular routine in place with your loved ones. Not only will this keep you in contact, but it could also help you to keep a stronger bond.

Health & Mind

Finally, it’s time to think about yourself for a little bit, with your physical and mental health as your key concern. A lot of people ignore these parts of their life when they are first starting out in the world. Keeping fit and happy can seem unimportant when you’re starting an exciting career or your own business. Of course, though, it’s not worth making yourself unhealthy for your job. Instead, you should be aiming to balance these parts of your life, making them work together. This might be hard, but achieving it will make life quite a lot easier.

When you’re first getting started in life, the important things will often be put aside for your other interests. Of course, though, you can leave things like this until later on, as they have to be carefully managed throughout your life. Thankfully, you’re not alone in this challenges, and there are loads of people out there to help you.

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The Children Are The Future So Set Them Up For It

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Do you believe that the children are the future, just like in that Whitney Houston song? If so, you will certainly want to set up your own kids for a bright and prosperous future.

Things aren’t all that easy right now for the younger generations. The cost of living and rent are both extortionately high, and this makes it super difficult for teenagers and twenty-somethings to save up for a deposit to buy their first house. Not only that, though, but the job market is also extremely competitive, and getting a decent job with a good wage has never been harder.

Things might not be so good for the younger generations these days but, thankfully, there is plenty that parents can do to help their children build a better future. Ready to get to work for your kids? Here are some things you should do.

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Encourage A Good Education

There is nothing more important than a good education. It really is the perfect base for a successful life and career. So, as you can probably tell, it is necessary to encourage your children to always view their education as a totally positive thing and to put as much effort into it as possible. There are a few things you can do to enforce this way of thinking. Firstly, create a peaceful space in your home where they can carry out their homework and studies. That way, they won’t be distracted and try to procrastinate! You should also read with your children while they are young as this can get them into reading. After putting in plenty of hard work and effort into their studies and school life, your kids should be able to graduate from high school and college with some really rather respectable grades.

Invest In Good Health Care

It’s also important that you ensure your child’s health and fitness. One of the best ways to do this is to save up enough money so that you can invest in some top-quality health insurance for you and all your family. If you go to gomedigap.com, you can see what a full insurance policy should offer you. At the very least, your insurance policy should cover any hospital stays, medical attention, and treatments. There are also some extras you might want to look for in a policy, such as travel insurance cover and a wider variety of treatments.

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Explain The Benefits Of Healthy Living

There are lots of bad habits that are very easy to slip into. These include things like not exercising and unhealthy eating. Sure, it’s easier not to exercise than it is to go out for a run every other day, but it really is beneficial to lead an active and healthy lifestyle. And it’s important that your children understand this too so that they can prevent a wide range of potential illnesses and health conditions. Make sure that you regularly cook healthy homemade meals for them during childhood and they will get into the habit of cooking themselves as they get older. It’s also necessary to ensure that exercise and activeness are part of their regular routine as well so that it becomes the norm.

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Start A Nest Egg

I’ve already mentioned that life for younger generations is now a lot more difficult financially speaking. For this reason, lots of parents are putting some money aside for their children from a very early age. In fact, some parents set up a bank account in their child’s name as soon as he or she is born. They then pay in a small amount on a weekly or monthly basis. You don’t have to put too much money into this account – just $20 a month should do. You will be amazed how much you can save for your child by the time they turn eighteen if you save just $20 a month! They will then have a nice little nest egg to put towards their college tuition or their first deposit for a house. If you are interested in setting up a bank account for your kids, you can see some of the best at moneysavingexpert.com.

Teach Them Confidence

Confidence can take people very far indeed. Do you think that your children are a bit on the shy side? If so, it could be worth trying to instill some extra confidence into their personalities. One of the best ways to teach them some extra confidence is to speak to them as if they were adults. As long as you aren’t patronizing them, then you should find that their confidence comes on leaps and bounds. Praising their work and everything they do should also help them build on their confidence and can teach them how to trust themselves. Encouraging them to develop a sense of adventure can also boost their own self-confidence.

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Celebrate Failure

Of course, there will be some times when your child’s projects and work efforts don’t always go to plan. For example, they might not do quite as well on an assignment than what they had hoped. But they shouldn’t dwell on these failures too much. In fact, our failures are part of what makes us who we are, and they are something to celebrate. Whenever we fail at something, it gives us a chance to learn from our mistakes and improve on these next time. There are lots of hugely successful business people out there who have failed many times before finally achieving big successes. So, you need to teach your kids who to take a leaf out of their book. After all, it’s just like what the old adage says: whatever doesn’t kill you only makes you stronger.

There are lots of ways you can ensure that all of your kids are set up for a great future and, hopefully, this blog post has given you some great ideas and inspiration of what you can do to help. Got any more useful ideas that could come in handy? Let me know; I’d love to hear them!

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Better To Be Safe Than Sorry: Common Insurance Mistakes You Need To Avoid

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Insurance. You name it; you probably have it. Car, life, medical, travel… the list goes on and on, so it’s no wonder you feel the pinch in your pockets at times. Of course, without sufficient insurance, you may be worse off financially when disaster strikes. We can’t preempt illness, and while you might be the safest driver on the road, you can’t control what other road users do when they are driving near you.

Before you commit to your next insurance policy, consider the following mistakes people make before parting with your cash. Making the right moves now will save you money in the long term.

Not shopping around

You might find it easier to renew with the same company every year, but you may get a better deal elsewhere. Unique policies, such as this medical insurance with exclusive privileges, or a cheaper premium may be just what you need, but if you don’t shop around and do a little research, you will be stuck with insurance coverage that doesn’t match your needs.

Failing to ask for discounts

From buying healthcare insurance to car insurance, make sure you get the discounts you are entitled to. We know insurance companies are sometimes reluctant to pay out money in times of need, but they may also keep details of their discounts hidden from you. The best way to get what you need is to pick up the phone and directly ask them. You may be entitled to a no-claims discount, and you can also reduce costs by going paperless. When it’s time for renewal, you can get often get a discount from your current provider if you evidence cheaper prices elsewhere. So, don’t be shy, get on the phone, and save yourself some cash.

Giving wrong information on the application form

We all make mistakes, and if you realise you have made a mistake on the form, let the insurance company know as soon as possible. A quick scan of your policy will let you know. On the other hand, you may tell a few white lies to get cheaper insurance. However, you will run into trouble if you get found out, and your car insurance policy will be declared void. You might have told your provider that your car is parked on a driveway for example, but a quick Google Maps search may give away your lie if there is no such parking space available.

Forgetting to update the insurance

Your needs probably change over time, so you need to keep your policy up to date. Take contents insurance as an example. You will have made an inventory of your items when planning your coverage, but as soon as you buy something else of sufficient worth, you need to add it to the policy. From burglars to breakages, you will want to make sure everything is covered, so always ring your provider with an update. The same applies to your car insurance. You may actually have a driveway to park your car on if you move house, so let your provider know to reduce your monthly premium.

Finally

The worst mistake you can make is not getting insured in the first place. You might not need coverage for everything, but shop around, do your research and heed the mistakes we mentioned above.

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Staying Motivated When You’re All Alone

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There are two sides to every coin. That is a fact. So while working from home has an abundance of benefits that always accompany it to the ball (either you’re either your own boss or you get to avoid your actual boss!) there are some downsides too, most notably trying to stay motivated.

It is one nasty double-edged sword. All of your responsibilities rely on you staying motivated but because you work from home staying motivated is like trying to get out of bed in the mornings – almost impossible at times.

In fact, a lot of work-from-homers find they stop striving to take their work or business to the next level and become content with what they are earning now.

If this is you. If you find your flow stops every so often, or you start slacking now and then and taking extended lunch breaks to scroll through Facebook, then read on because we have some tips that can help you stay motivated.

Short-Term Goals Only
Long-term goals rarely work for the simple fact they seem so unattainable. WIt is like the whole climate change thing. We all know that we need to do more but because it seems so unattainable we don’t do enough. But if we all started eating locally sourced food or taking shorter showers we would get there. The same goes for your goals. Keep them small and you will get there. Start with something small, like trying to earn an extra $75 a week, and then revel in all that extra cash you are making each month and push it again.

Get Inspired Again
We live in a day and age that is totally dominated by the Internet. But while this is a huge source of your procrastination problem, it can also be used for good too. You could use it to partake in MBA online accredited programs that teach you how to be a more effective business leader. You could set aside half an hour every morning to watch a TED Talk and get inspired by people that can help you improve. You could join a forum that is designed to help people that work from home. All of these will give you that kick up the rump you may need.

Look At Your Vision
There is a lot to be said for a vision board. It could be that you wallpaper the wall in front of your desk or just hang a pinboard to the right of where you sit. So long as you have a place where all your wants and dreams can be seen on a daily basis it doesn’t matter. It could be a house, a car, places you want to visit, a particular client that you want to land. By having something that constantly reminds you of why you are doing what you do you will find your motivation levels spike. You will have a reminder of everything you can achieve if you stop procrastinating and keep working hard.

One thing that is worth noting is the importance of a break too. If the creative juices aren’t flowing, don’t force them. That’s as important to your motivation as anything else.

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Put Yourself First: 10 Self Care Tips

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There is no denying the reality that, sometimes, life can just get a little too much for us to handle. It’s in times like these when we’re running low on energy and patience, that you need to learn to put yourself first and take care of yourself. If life is getting on top of you, and you don’t know what to do, read some of the tips below.

1. Binge Your Favourite Shows
With the weather quickly getting colder, and the nights drawing in faster, there is nothing more comforting than cuddling up on the sofa and binge-watching your favourite tv show. Since season seven has just finished, you may be wondering is GOT on Netflix? Find out now at netflixupdate.com.

2. Have A Glass Of Wine
Nothing accompanies a Netflix series better than a glass of your favourite wine. Just be sure that you don’t start using alcohol as a crutch to cope with life.

3. Get Some Sleep
Not getting enough sleep can have a lot of negative effects on the body, so be sure that you’re getting eight hours a night.

4. Write It Out
Whether you’re expressing your innermost thoughts in a diary, writing short murder mystery stories, or whole fantasy novels, writing is incredibly therapeutic.

5. Draw Instead
Sometimes it can be hard to express how you feel in words; In these times, it may be a lot easier to use art as means of expression instead.

6. Listen To Music
Music has the power to radically change our mood. Pop on some cheesy 2000’s pop and have a dance around the living room; I promise you won’t regret it.

7. Exercise
Whether you’re dancing around the living room, or hiking up mountains, exercise is great for us for a number of reasons, including reducing feelings of depression and anxiety. Click here for more benefits of exercise.

8. Meditate
Life is undeniably stressful, but luckily for you, meditation is a great way of reducing stress, and it only takes a few minutes each day.

9. Eat Your Favourite Foods
Like when you exercise, when you eat your favourite foods, endorphins are released, which help to reduce stress, reduce pain, and trigger positive feelings in the body. I guess this means that there are no excuses for you not to eat your favourite chocolate bar.

10. Get Some Help
If at any time you think you are struggling to cope with life, it’s always the most sensible idea to go and speak to someone about your problems, whether this is with a family member, friend, counsellor, or a doctor. It might not be easy at first, but it’s never a good idea to keep your feelings bottled up.

If you’re having a hard time coping with life at the moment, I hope that one of these tips or methods can help you out. Remember, that at times like this, you need to learn to put yourself first, and making look after you your top priority.

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